Homeless in Abbotsford, BC

I DO NOT, HAVE NOT, WOULD NOT ever suggest throwing money at a problem. I am a REALIST, believing in examining a problem to understand what the situation IS. I am not an Ideologue who, wearing the blinders of ideology, looks at a situation and sees what they want to see, not what really is. There is NO perfect solution. A system dealing with people demands flexibility and denies neat, easy answers. Rigidly applying Ideology guarantees failure. How I came to homelessness: click Backstory below.

0 comments Published Tuesday, July 28, 2009 by James W Breckenridge.

Procrastination ...

… is like a credit card: it's a lot of fun until you get the bill

Is it just me or does it strike others that a headline screaming ‘WATER DANGEROUSLY LOW’ and proclaiming that a ‘sprinkling ban (is) coming’ in this the summer of 2009 is at odds with the statement ‘Abbotsford is anticipated to have enough water until 2018’.

Given Abbotsford City Staff and Council’s record on “anticipated” over the past years I certainly don’t want to be gambling on Abbotsford having enough water until 2018. More importantly why are we gambling on having enough water until 2018 rather than being prudent and investing in the future of Abbotsford’s water supply now?

‘Because the 12 reservoirs serving Abbotsford refill overnight (from Norrish Creek and from the 17 wells), the city only needs to worry about its peak daily water consumption.’ Council might want to follow the example of other municipalities in the lower mainland and spare some thought to what happens to the refilling of reservoirs if the flow of Norrish Creek diminishes, given the low snow pack and the effect this has had on the levels of lakes and streams in the lower mainland.

Look around your neighbourhood and you will see those new steel signs detailing the watering restrictions. The appearance of the signs for the first time this year suggests the City was aware of possible water supply problems this summer.

Council and staff have been well aware for years of the need to invest in the city’s water infrastructure to meet the city’s growing demand for water. What was the City’s response?

To ‘buy time before it has to tap into a new water supply’; how many millions of taxpayer dollars are we misapplying to ‘buying time’ rather than investing in building the infrastructure we need to meet Abbotsford’s water needs?

It is not just the millions spent on stopgap measures such as the Bevan wells; Mill Lake is a jewel in the center of Abbotsford – what is pumping water out of the ground under Mill Lake doing to this jewel’s future?

What businesses are going to want to locate to a City with a ‘dangerously low’ and/or inadequate water supply? What responsible developer is going to want to build housing in a City that has not secured a source of water to meet growing needs? What smart homebuyer will buy a home that may or may not have running water?

The need to invest several hundred million dollars in a new water supply has not come out of the blue.

The need to make a major investment in water supply infrastructure was part of the Plan A debate. For opponents of Plan A, given that the City needed to invest hundreds of millions of dollars in a new water supply, the financially responsible course of action was to invest in the City’s future by building a new water supply before spending on ego projects.

Instead Council chose to rush precipitously ahead with Plan A and to seek to ‘buy time’ on a new water supply; even though a new water supply was/is vital to Abbotsford’s future liveability.

Millions in cost overruns that devoured reserves, $85 million in debt, soaring taxes … all at a time when Council knew they needed to invest hundreds of millions of dollars in a new water supply.

Yes, City Council’s feckless behaviour has left the City in a poor financial position to undertake the needed large investment in a new water supply; yes, City Council’s fudget as opposed to a budget for this fiscal year has further eroded Abbotsford’s financial health; and yes, the need to invest in additional waste treatment capacity complicates matters.

Abbotsford will just have to ‘deal with it.’ Burying you head in the stand and/or trying to avoid making this investment in a timely matter, sooner rather than as late as ‘anticipated’ possible, is an irresponsible gamble.

Does Council intend to wait until Abbotsford, as happened to Tofino, finds itself trucking in water from its responsible neighbouring municipalities before it acts?

Procrastination is the bad habit of putting of until the day after tomorrow what should have been done the day before yesterday. Napoleon Hill

0 comments Published Tuesday, July 21, 2009 by James W Breckenridge.

My Integrity, Emerson Housing
and Mayor Peary's statements.

Writing a response (see below) to Mayor Peary’s recent statements concerning the status of the $33,750,000 (capital plus operational funding) the province had put on the table to develop affordable housing on Emerson left me feeling unsettled.

As a practitioner of good mental hygiene this unsettled feeling meant I needed to take some quiet/meditation time to gain understanding of what it was about my response that was unsettling my inner balance, my inner peace.

I determined that taking the convenient, safe, easy way out on the status of the Emerson project, by appearing to accept the Mayor’s statements about the project as if I had no doubts as to their accuracy, my response lacked integrity.

No wonder I felt unsettled - when you feel very deeply about something, it's not possible to sacrifice your integrity about that. Integrity is not a conditional word. It doesn't blow in the wind or change with the weather.

Being an advocate for affordable housing means I have been following the fate of the Emerson project and its status.

A variety of sources have told and continue to tell me that the Emerson project was/is dead despite Council’s claims otherwise; that the actions of Abbotsford’s City Council had resulted in the loss of the $33,750,000 funding for this project. One such source was BC Housing itself which stated that BC Housing had only one project in Abbotsford – the housing project on Clearbrook.

I have no doubt that Mayor and Council will insist that this is not the case, that they have not ‘blown off’ the province and its $33,750,000. Even by Council’s standards, walking away from $33,750,000 is intolerably wasteful and costly behaviour.

Making Council’s desire to avoid responsibility for the multi-million dollar cost of their actions and the Mayor’s recent statements at least understandable, even if unacceptable.

How many times have taxpayers been told that Council cannot provide any solid information, for a variety of reasons, when Council wants to avoid providing facts and figures in response to inquiries from taxpayers?

One can state/imply that $millions$ will need to be taken out of capital reserves to purchase the property and hope that taxpayers scream against this so it can be claimed the $33,750,000 project was rejected by taxpayers, that Council was only listening to taxpayers in losing these millions.

As a point of fact: have not all the cost overruns of Plan A reduced the capital reserves to Zero?

Or one could state one had chosen a location “further away from residential areas and would not generate “a public backlash.”” and when such a site, as must any site meeting such conditions, fails to meet the location criteria set out by BC Housing as part of the original agreement between the City and BC Housing for funding the two affordable housing projects – well then it is BC Housing’s fault.

I expect that my words on the status/fate of the Emerson affordable housing project to be … displeasing.

It was the potential for conflict to arise from the difference between the Mayor’s recent statements on this matter and information I have received on this matter, which tempted me to respond to the Mayor’s statements taking the easy path by ignoring the differences.

A betrayal of those in need of affordable housing – and an advocate; a betrayal of my own integrity; little wonder my actions unsettled me internally.

You are in integrity when the life you are living on the outside matches who you are on the inside. Alan Cohen

Sigh, as Admiral David Farragut is purported to have said: "Damn the Torpedoes! Full Speed Ahead."

Reading Mayor Peary’s comments concerning the province’s second offer of $11 million plus $650,000 per year for support services for affordable housing brought to mind George Orwell’s 1984 and ‘Newspeak’.

“The snag … is that the city would have to buy the land.” That is not the snag. The snag to addressing the overwhelming, even desperate need in Abbotsford for affordable housing was and is that City Council has demonstrated neither the desire nor the will to address this pressing issue.

Indeed, the City’s behaviour on this issue supports the observation of a homeless friend that City Council must be happy with the social and criminal problems that arise from a lack of affordable housing since they have failed to act in a manner to effectively address the need for affordable housing.

It is Council’s lack of will that has Abbotsford facing purchasing land or blowing off the $11 million and $650,000 a year for 35 years of support services.

“The Emerson proposal collapsed … amid strong public opposition.” The Emerson proposal collapsed because Council lacks the desire and the Will to begin dealing with affordable housing issues. It was this lack of desire and Will that had Council fold when faced with fear mongering and screaming NIMBYism.

Since nobody knew or knows who was proposing to develop the Emerson site and what they proposed for the Emerson site there was no rational reason for the opposition. In turning tail and running council behaved as irrationally as the panicky public.

Personally I would be very interested in knowing who and what proposal was chosen for the Emerson site by BC Housing in conjunction with the City? Exactly what housing was lost as a result of Council’s lack of intestinal fortitude?

It is exactly this kind of lack of planning and acting for the future that led to “… the city owns very little vacant land suitable … the result of a decision made by [previous] council … in which the city sold much of its acreage to private developers in order to collect tax dollars.”

Rather than paying for its spending as it should have through tax revenue Council unwisely chose to sell assets to enable its addiction to spending beyond its income.

Note: selling off land assets is not collecting tax dollars.

I suppose nobody should be surprised that Abbotsford is mired in debt, financial woes and social problems when Mayor and Council think along the lines of “… that would likely make more sense than turning down $11 million.”

As if turning down $11 million made any sense. Especially in light of the fact that it is Council’s lack of Will and rational behaviour that makes it necessary to purchase land at all.

Note: it was/is not just $11 million but $11 million plus $22, 750,000 ($650,000 for 35 years) for a total of $33,750,000.

0 comments Published Sunday, July 19, 2009 by James W Breckenridge.

Mayor's, Council's Actions raise doubts...

... about their Words

"Welcome to the club” crossed my mind while reading “Mayor George Peary responded quite curtly to my e-mail that this fee will generate $125,000 and "if you have any suggestions for additional revenue sources for the city or recommended cuts in city services for 2010, we would like to hear from you."” in a letter to the editor.

The letter writer joins a growing list of citizens dissed by Mayor Peary and City Council for daring to suggest that Abbotsford’s Council live within its means.

Further, while I have no doubt Mayor Peary would love to hear suggestions for additional revenue sources that would permit City Council to continue its financially irresponsible spending ways; I do doubt, based on council’s actions in searching for new ways to divert taxpayer’s money into City pockets rather than the prudent fiscal behaviour of reducing spending, Mayor Peary or Council having any real desire to hear suggestions on spending cuts.

City Council did not cut one single dollar from the budget for this current year. Any ‘phantom cuts’ they claim to have made were only reductions of proposed spending increases. Any suggestions made during the budget process that Council cut spending in order to begin living within their means, were either ignored or, as in the case of the Abbotsford Ratepayers Association, publically scorned.

Focusing only on feeding Councils insatiable appetite for spending leads to a mindset where, when questioned on imposing user fees on sports fields, Mayor Peary focused on “… this fee will generate $125,000” rather than the truly important consideration – the devastating effect these extra fees will have on many young sports players ability to afford to participate.

Especially in these economically tight times when so many are forced to count how every penny is spent – except it seems, Abbotsford City Council.

A significant portion, if not all, of the money that the fees will raise could have been saved by the simple action of not spending the tens of thousand of dollars the city is spending to replace what was a perfectly good sign in front of the Abbotsford Recreation Centre, with an electronic sign. The old sign would have served fine until such time as the city’s financial house was in order.

But then, why should Council be expected to behave responsibly when the sign was shiny and bright and new and required spending taxpayer’s money?

Behaviour that holds little hope of this Council getting Abbotsford’s financial house in order; behaviour that leaves informed taxpayers shuddering at the thought of how wasteful and costly to the taxpayers Council’s spending will become if they ever get their greedy hands on a gasoline tax as a revenue source.

0 comments Published Thursday, July 09, 2009 by James W Breckenridge.

I am so poor ….

…I can’t even afford a free automobile.

I found myself dealing with this twisted irony of poverty: that for those living in poverty the cost of a free car is prohibitively expensive.

Now one would think that ‘free car’ and ‘prohibitively expensive’ are mutually exclusive phrases. Not so for those who are living in poverty, or the poorest in our wealthy society.

When fate offered me a new to me car that is younger and in better shape than my 1987 Duster it was this reality I found myself facing.

For me and others a car is a wellness tool that is integral to recovery by allowing us to be involved in programs, community, part-time employment etc as we seek wellness and to become self-sufficient. It is having a car that permits me to be as involved in the community (Abbotsford) as I am and to work; to get to and from a variety of widely spaced locations in a timely manner that is just not possible with the current bus system in Abbotsford.

When the Duster was incapacitated for almost a week while I dealt with an alternator replacement it had a devastating effect on my life. I became housebound and isolated which was not only unproductive but was/is a situation detrimental to my mental health.

Sunday evening the phone rang and I was offered a 1991 Cavalier which had to be moved out of the apartment parking lot by Tuesday, Tuesday being both the last day of the month and moving day.

My first thought was not of the costs associated with a free car but of Fate. The last time I was offered a great deal on a car, the faithful Duster, I said ‘No thanks’. Within ten days the VW was not running and the cost of repairs was well beyond my means. It was only luck that the Duster was still available for me to purchase.

With the offer of a “free” car my first thought was that the offer meant the Duster was on its last legs if I said no to the Cavalier and kept driving the Duster. Even now, days later, I am hesitant to tempt fate by abandoning the Cavalier even with the headaches and problems that have come along with getting it running and on the road.

It was sober second thought that considered the cost associated with getting the “free” Cavalier on the road.

I found myself on the horns of a dilemma; offered a car in better shape and with a (probable) longer life than the Duster, but I could not cover the expense of getting a free car.

My budget is such that at the end of the month, next months rent and my bills are paid and I have $20 to spend as I choose. I estimated I would need a minimum injection of $2001 into my budget to get the Cavalier on the road.

Though I had no plan for where the $200 would or could possibly come from I said Yes.

Not automatically saying no, feeling the fear and doing it anyway, is a measure of progress into recovery and wellness. It was not that many years ago that confronted with such an offer and such a situation a panic attack would have been triggered.

So I found myself at 2:30 AM, very early Monday morning, contemplating not only the logistics of getting the car out of the apartment garage by Tuesday evening but where I was going to find the money to cover the costs of the ‘free car’.

During my 25 years as a Chartered Accountant in public practice and business $200 was pocket change. Now, a $40 oil change is a major budget item that must be planned for and for which money must be set aside to pay.

Until I experienced it (an experience I would gladly end) I had no idea or appreciation for just how grinding poverty is on someone. Poverty grinds away at you physically, mentally, emotionally and spiritually; grinding you down and down, robbing you of will and spirit.

The plan that I came up with was to ask for help in the form of a loan or loans and I sent out an email request explaining the situation; the backup plan was panhandling.

It turned out that while I may be living in poverty with respect to money, I have a richness of people in my life that will help me out. By the time I got up the next morning and checked my email for any replies to my request for help I had offers that covered the $200.

It turned out that obtaining the $200, which I had seen as the major obstacle, was the easy part.

Once I had the $200 in hand the Testing and Lessoning began. Testing? Lessoning? Every so often it seems as if the Universe feels the need to test my progress on my journey of recovery and wellness and/or teach lessons I need to progress on that journey.

And so the Saga of the Cavalier began in earnest.

Unfortunately the Universe seems to deal with me in a manner in keeping with my own skewed sense of humour and the absurd. Giving one the impression the Universe is playing with my head in an absurdist assault on my Sanity.

I met with the owner and picked up the signed documents needed to transfer the car to me… at least in theory. Arriving at the insurance broker revealed the registration papers were missing. A phone call determined they were lost, requiring a trip to the seller’s insurance agent to secure a new registration.

Quickly zipping the seller back to the move and with registration in hand I returned to the insurance agency only to find out that a correction made on the transfer document made the document invalid. Being a legal document ICBC insists that the transfer document be perfect.

Filling out a new transfer document, with a great attention to detail, I once again returned to the seller to get the new (and perfect) transfer document signed.

Returning to the insurance office I got a 3 day insurance permit since a 3 day permit was cheaper than 2 permits good for a single day. The Cavalier had to be moved Tuesday but it was now late on Tuesday and with Wednesday being Canada Day the Cavalier could not be run through AirCare until Thursday.

Armed with the insurance permit I sent out a request for someone to meet me at the owner’s old apartment building to jumpstart the Cavalier; being grateful that, considering the delays, I had not scheduled this activity.

Mr. Doug answered my appeal but in order to jumpstart the car, we had to push the Cavalier out of the garage as his truck was too tall to fit in the garage. It took patience to get the car started and running since it had been sitting for a year, but we succeeded.

Getting the car started revealed the car was a 5 speed. Fortunately I not only can drive a stick, but prefer it over an automatic. Happily Doug provided an escort back to my place; in the process providing jumpstarts as needed (ie after a stop to add fresh gas to the tank – which helped the car to run better).

He also, most kindly, returned latter that evening with a battery charger to breathe some life into the dead battery.

I spent Wednesday afternoon making hats, bookmarks and/or colouring while volunteering at the Canada Day celebrations after which I went home and took the Cavalier out for run in preparation for AirCare the next day.

Thursday morning Cavalier barely started, demonstrating the battery’s inability to hold a charge overnight. After taking the Cavalier out for a highway runI proceeded directly to AirCare where the Cavalier passed muster.

Having several places I needed to be from noon on I did not get the plates and insurance until late Friday afternoon; which turned out to be lucky.

With the plates on I limped to auto wreckers in search of a used battery. Alas there were no appropriate batteries at the auto wreckers forcing the purchase of a reconditioned battery. With the battery installed I thought that that was that, that I was done. It developed the Universe was not through with the Saga of the Cavalier and I.

Saturday I found I could not remember whether or not Thursday had been payday. Given the way things were going with respect to the Saga of the Cavalier, I decided that it would be wise to check that there was enough money in the bank to cover the insurance.

Checking revealed a $25 Cr(edit) balance. As an accountant a credit represents a debt owed, so I thought I needed to find money enough to cover not only the insurance tab, but the $25 Cr overdraft.

Making for a pleasant surprise when, after cashing cans, raiding my piggy bank etc I returned to deposit $70 I had managed to scrap up. I could have danced a jig out the door when the teller’s statement of the account balance reminded me that a Cr was the bank recording the money it owed me and that after depositing the $70 there were sufficient funds to cover the insurance charge.

As I said, it turned out to be lucky I was running late on Friday since the insurance charge against my bank account was not processed until Monday and I avoided being guilty of having insufficient funds.

Leaving the bank Saturday I was relived, pleased and relaxed; which made the emotional crash and mental stress of the car stopping and refusing to run - leaving me stranded on Lakeview Terrace most upsetting.

With no money for a tow truck or anything else what was I to do?

Call a skilled mechanic I know who was interested in my old VW. While a non-running metal sculpture for me, it was a puzzle and a project for him. A deal was struck and in exchange for the VW I ended up with a used, but working alternator, and the ability to get the car home.

Aside: Best friends know how crazy you are and choose to be seen with you in public. They also lend you driveway space to store a VW; understanding your having an emotion bond with a VW you lived in while homeless in abbotsford and the need for time to be able to let go before disposing of the VW.

Now back to our Saga: starting the car up resulted in the battery quickly getting hot as did the alternator. I was told to turn the car off and was loaned a battery to get the car home. He explained that if not properly conditioned, reconditioned batteries can be hard to charge, causing the battery to heat up. This situation also puts a lot of strain on the alternator – in this instance frying the old alternator and leaving me stranded.

Getting back to my home Saturday evening we switched out batteries and I was lent a trickle battery charger. I got several phone calls during the evening sending me out to check on whether the battery was getting hot. It was not.

The fact the Duster is running and insured made this situation much easier to be sanguine about; allowing me to leave the Cavalier charging. Which I am told, will deal with the sulphides in the battery resulting in the battery functioning much better and (hopefully) sparing the replacement alternator the fate of its predecessor.

Of course, in keeping with the spirit of the Saga of the Cavalier, the Duster has been temperamental, threatening to cease to run any second. Indeed, I have no doubt that if I continue to drive the Duster it will gasp out its life quickly. If I pass it on to someone else the Duster will likely run for years.

The final twist of irony is that the Cavalier has been sitting there with charger hooked up since late Saturday evening inasmuch as I have been to apprehensive (or is that superstitious?) to tempt fate and start up the Cavalier.

So tomorrow (Thursday) I will force myself to see if this phase of the Saga of the Cavalier is done. Unplugging the battery charger, firing up the Cavalier and finding out if the road ahead will be smooth or whether the Universe is not through testing and tempering me yet.

As an addendum I want to take some of the 86,400 seconds I have available today to say thanks to those without whose generosity and assistance I would have been left wondering what “could have been” the Saga of the Cavalier.

>>>>>>>>> <<<<<<<<<

1Actual Cash Outlay

$$$
28 Transfer fee
53 3 day insurance permit
30 Gas
23 AirCare
134

55 Battery
88 Insurance
277

100 Alternator*

377

* a price of $100 had been agreed to as the sales price for the VW traded for the replacement alternator; this resulted in the removal of the $100 from my budget in the same manner as paying the $100 for an alternator would have.

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